SubjectTwo records, worked side by side
Records checked to8 October 2026
AML SoftServe vs StackGo IdentityCheck
There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.
AML SoftServe
Full AML/CTF platform
- Entry price
- $96.00/mo
- Evidence
- 42%
- Marketed to
- Not established
- Data residency
- mixed
StackGo IdentityCheck
Verification layer
- Entry price
- On application
- Evidence
- 58%
- Marketed to
- Not established
- Data residency
- mixed
Choose AML SoftServe when...
- AML/CTF program creation is verified — StackGo IdentityCheck has not established it.
- Risk assessment is verified — StackGo IdentityCheck has not established it.
- Staff training is verified — StackGo IdentityCheck has not established it.
- Customer due diligence is verified — StackGo IdentityCheck has not established it.
- Know-your-business (entity checks) is verified — StackGo IdentityCheck has not established it.
Choose StackGo IdentityCheck when...
Nothing separates them here: every capability agreed for StackGo IdentityCheck is at least established for AML SoftServe too.
Where both fit
Electronic identity verificationBiometric liveness and face matchPEP and sanctions screening
Biggest differences
| Field | AML SoftServe | StackGo IdentityCheck |
|---|---|---|
| AML/CTF program creation | Verified | No |
| Risk assessment | Verified | No |
| Staff training | Verified | No |
| Customer due diligence | Verified | No |
| Know-your-business (entity checks) | Verified | Not established |
| Enhanced due diligence | Verified | No |
| Document Verification Service (DVS) access | Not established | No |
| Adverse media screening | Verified | Not established |
| Ongoing customer monitoring | Verified | No |
| Suspicious matter report workflow | Not established | No |
| AUSTRAC SMR XML export | Not established | No |
| Tipping-off controls (s123) | Not established | No |
| Threshold transaction reporting | Not established | No |
| Evidence pack export | Not established | No |
Capabilities, section by section
Program & governance
AML SoftServeStackGo IdentityCheck
- AML/CTF program creation Agreed Not agreed
- Program maintenance and review Not obtained Not obtained
- Risk assessment Agreed Not agreed
- Independent evaluation support (s84) Not obtained Not obtained
- Staff training Agreed Not agreed
CDD & entity work
AML SoftServeStackGo IdentityCheck
- Customer due diligence Agreed Not agreed
- Know-your-business (entity checks) Agreed Not obtained
- Beneficial ownership and control Not obtained Not obtained
- Enhanced due diligence Agreed Not agreed
- Reliance arrangements Not obtained Not obtained
Identity verification
AML SoftServeStackGo IdentityCheck
- Electronic identity verification Agreed Agreed
- Biometric liveness and face match Agreed Agreed
- Document Verification Service (DVS) access Not obtained Not agreed
Screening & monitoring
AML SoftServeStackGo IdentityCheck
- PEP and sanctions screening Agreed Agreed
- Adverse media screening Agreed Not obtained
- Ongoing customer monitoring Agreed Not agreed
- Automated transaction monitoring (bank-style rules) Not obtained Not obtained
Reporting & control
AML SoftServeStackGo IdentityCheck
- Suspicious matter report workflow Not obtained Not agreed
- AUSTRAC SMR XML export Not obtained Not agreed
- Tipping-off controls (s123) Not obtained Not agreed
- Threshold transaction reporting Not obtained Not agreed
Evidence & extensibility
AML SoftServeStackGo IdentityCheck
- Evidence pack export Not obtained Not agreed
- Immutable audit log Not obtained Not agreed
- API access Not obtained Not obtained
Tranche 2 operations
AML SoftServeStackGo IdentityCheck
- Risk assessed per designated service Agreed Queried
- Ongoing monitoring triggered by designated service and risk Not obtained Queried
- Program obligations calendar Not obtained Not obtained
- Versioned AML program and CDD records Queried Not obtained
- Escalation to AMLCO or manager with outcome recorded Not obtained Not obtained
- Expired document alerts Not obtained Not obtained
- Reliance CDD requests sent and received Not obtained Not obtained
Unknowns to confirm
Not established for at least one of these two — ask before relying on it.
Program maintenance and reviewIndependent evaluation support (s84)Beneficial ownership and controlReliance arrangementsDocument Verification Service (DVS) accessAutomated transaction monitoring (bank-style rules)Suspicious matter report workflowAUSTRAC SMR XML export
Which one fits your requirements?
These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.
Tell us what matters to youProvider facts checked through 8 October 2026. Source records: AML SoftServe on AML Directory · StackGo IdentityCheck on AML Directory