SubjectTwo records, worked side by side
Records checked to8 October 2026
AMLTranche vs ComplyReady
There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.
AMLTranche
Full AML/CTF platform
- Entry price
- $59.00/mo
- Evidence
- 74%
- Marketed to
- Real estate, Conveyancing, Accounting, Precious metals & stones
- Data residency
- mixed
ComplyReady
Full AML/CTF platform
- Entry price
- $69.00/mo
- Evidence
- 48%
- Marketed to
- Accounting, Real estate, Legal, Conveyancing
- Data residency
- mixed
Choose AMLTranche when...
- Beneficial ownership and control is verified — ComplyReady has not established it.
- Biometric liveness and face match is verified — ComplyReady has not established it.
- PEP and sanctions screening is verified — ComplyReady has not established it.
- Adverse media screening is verified — ComplyReady has not established it.
- Tipping-off controls (s123) is verified — ComplyReady has not established it.
Choose ComplyReady when...
- Staff training is verified — AMLTranche has not established it.
- Know-your-business (entity checks) is verified — AMLTranche has not established it.
- API access is verified — AMLTranche has not established it.
Where both fit
AML/CTF program creationRisk assessmentCustomer due diligenceElectronic identity verificationOngoing customer monitoringSuspicious matter report workflowThreshold transaction reporting
Biggest differences
| Field | AMLTranche | ComplyReady |
|---|---|---|
| Staff training | No | Verified |
| Know-your-business (entity checks) | Not established | Verified |
| Beneficial ownership and control | Verified | Not established |
| Biometric liveness and face match | Verified | Not established |
| PEP and sanctions screening | Verified | Not established |
| Adverse media screening | Verified | Not established |
| AUSTRAC SMR XML export | No | Not established |
| Tipping-off controls (s123) | Verified | Not established |
| Evidence pack export | Verified | Not established |
| Immutable audit log | Verified | Not established |
| API access | Not established | Verified |
| Ongoing monitoring triggered by designated service and risk | Partial | Not established |
| Reliance CDD requests sent and received | Partial | Not established |
Capabilities, section by section
Program & governance
AMLTrancheComplyReady
- AML/CTF program creation Agreed Agreed
- Program maintenance and review Not obtained Not obtained
- Risk assessment Agreed Agreed
- Independent evaluation support (s84) Not obtained Not obtained
- Staff training Not agreed Agreed
CDD & entity work
AMLTrancheComplyReady
- Customer due diligence Agreed Agreed
- Know-your-business (entity checks) Not obtained Agreed
- Beneficial ownership and control Agreed Not obtained
- Enhanced due diligence Not obtained Not obtained
- Reliance arrangements Not obtained Not obtained
Identity verification
AMLTrancheComplyReady
- Electronic identity verification Agreed Agreed
- Biometric liveness and face match Agreed Not obtained
- Document Verification Service (DVS) access Not obtained Not obtained
Screening & monitoring
AMLTrancheComplyReady
- PEP and sanctions screening Agreed Not obtained
- Adverse media screening Agreed Not obtained
- Ongoing customer monitoring Agreed Agreed
- Automated transaction monitoring (bank-style rules) Queried Queried
Reporting & control
AMLTrancheComplyReady
- Suspicious matter report workflow Agreed Agreed
- AUSTRAC SMR XML export Not agreed Not obtained
- Tipping-off controls (s123) Agreed Not obtained
- Threshold transaction reporting Agreed Agreed
Evidence & extensibility
AMLTrancheComplyReady
- Evidence pack export Agreed Not obtained
- Immutable audit log Agreed Not obtained
- API access Not obtained Agreed
Tranche 2 operations
AMLTrancheComplyReady
- Risk assessed per designated service Queried Queried
- Ongoing monitoring triggered by designated service and risk Queried Not obtained
- Program obligations calendar Queried Queried
- Versioned AML program and CDD records Queried Queried
- Escalation to AMLCO or manager with outcome recorded Queried Queried
- Expired document alerts Not obtained Not obtained
- Reliance CDD requests sent and received Queried Not obtained
Unknowns to confirm
Not established for at least one of these two — ask before relying on it.
Program maintenance and reviewIndependent evaluation support (s84)Know-your-business (entity checks)Enhanced due diligenceReliance arrangementsDocument Verification Service (DVS) accessAPI accessExpired document alerts
Which one fits your requirements?
These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.
Tell us what matters to youProvider facts checked through 8 October 2026. Source records: AMLTranche on AML Directory · ComplyReady on AML Directory