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AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

ClearAML vs ComplyReady

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

ClearAML

Full AML/CTF platform

Entry price
$49.00/mo
Evidence
74%
Marketed to
Accounting, Real estate, Legal, Conveyancing
Data residency
australia

ComplyReady

Full AML/CTF platform

Entry price
$69.00/mo
Evidence
48%
Marketed to
Accounting, Real estate, Legal, Conveyancing
Data residency
mixed

Choose ClearAML when...

  • Independent evaluation support (s84) is verified — ComplyReady has not established it.
  • Beneficial ownership and control is verified — ComplyReady has not established it.
  • Biometric liveness and face match is verified — ComplyReady has not established it.
  • Document Verification Service (DVS) access is verified — ComplyReady has not established it.
  • PEP and sanctions screening is verified — ComplyReady has not established it.

Choose ComplyReady when...

  • AML/CTF program creation is verified — ClearAML has not established it.
  • API access is verified — ClearAML has not established it.

Where both fit

Risk assessmentStaff trainingCustomer due diligenceKnow-your-business (entity checks)Electronic identity verificationOngoing customer monitoringSuspicious matter report workflowThreshold transaction reporting

Biggest differences

FieldClearAMLComplyReady
AML/CTF program creationNot establishedVerified
Independent evaluation support (s84)VerifiedNot established
Beneficial ownership and controlVerifiedNot established
Biometric liveness and face matchVerifiedNot established
Document Verification Service (DVS) accessVerifiedNot established
PEP and sanctions screeningVerifiedNot established
AUSTRAC SMR XML exportVerifiedNot established
Evidence pack exportVerifiedNot established
API accessNot establishedVerified
Ongoing monitoring triggered by designated service and riskPartialNot established
Versioned AML program and CDD recordsVerifiedPartial
Expired document alertsPartialNot established
Reliance CDD requests sent and receivedPartialNot established
Data residencyaustraliamixed

Capabilities, section by section

Program & governance

ClearAMLComplyReady
  • AML/CTF program creation Not obtained Agreed
  • Program maintenance and review Not obtained Not obtained
  • Risk assessment Agreed Agreed
  • Independent evaluation support (s84) Agreed Not obtained
  • Staff training Agreed Agreed

CDD & entity work

ClearAMLComplyReady
  • Customer due diligence Agreed Agreed
  • Know-your-business (entity checks) Agreed Agreed
  • Beneficial ownership and control Agreed Not obtained
  • Enhanced due diligence Not obtained Not obtained
  • Reliance arrangements Not obtained Not obtained

Identity verification

ClearAMLComplyReady
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Agreed Not obtained
  • Document Verification Service (DVS) access Agreed Not obtained

Screening & monitoring

ClearAMLComplyReady
  • PEP and sanctions screening Agreed Not obtained
  • Adverse media screening Not obtained Not obtained
  • Ongoing customer monitoring Agreed Agreed
  • Automated transaction monitoring (bank-style rules) Queried Queried

Reporting & control

ClearAMLComplyReady
  • Suspicious matter report workflow Agreed Agreed
  • AUSTRAC SMR XML export Agreed Not obtained
  • Tipping-off controls (s123) Not obtained Not obtained
  • Threshold transaction reporting Agreed Agreed

Evidence & extensibility

ClearAMLComplyReady
  • Evidence pack export Agreed Not obtained
  • Immutable audit log Not obtained Not obtained
  • API access Not obtained Agreed

Tranche 2 operations

ClearAMLComplyReady
  • Risk assessed per designated service Queried Queried
  • Ongoing monitoring triggered by designated service and risk Queried Not obtained
  • Program obligations calendar Queried Queried
  • Versioned AML program and CDD records Agreed Queried
  • Escalation to AMLCO or manager with outcome recorded Queried Queried
  • Expired document alerts Queried Not obtained
  • Reliance CDD requests sent and received Queried Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

AML/CTF program creationProgram maintenance and reviewEnhanced due diligenceReliance arrangementsAdverse media screeningTipping-off controls (s123)Immutable audit logAPI access

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: ClearAML on AML Directory · ComplyReady on AML Directory