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AML FinderAustralia

ClearAML vs OverSEER AML

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

Product A

ClearAML

Full AML/CTF platform

Entry price
$49.00/mo
Evidence
63%
Marketed to
Accounting, Real estate, Legal, Conveyancing
Data residency
Not established

Product B

OverSEER AML

Full AML/CTF platform

Entry price
$350.00/mo
Evidence
0%
Marketed to
Not established
Data residency
Not established

Choose ClearAML when...

  • Risk assessment is verified — OverSEER AML has not established it.
  • Independent evaluation support (s84) is verified — OverSEER AML has not established it.
  • Staff training is verified — OverSEER AML has not established it.
  • Customer due diligence is verified — OverSEER AML has not established it.
  • Know-your-business (entity checks) is verified — OverSEER AML has not established it.

Choose OverSEER AML when...

No capability is verified for OverSEER AML that is not also established for ClearAML.

Biggest differences

FieldClearAMLOverSEER AML
Risk assessmentVerifiedNot established
Independent evaluation support (s84)VerifiedNot established
Staff trainingVerifiedNot established
Customer due diligenceVerifiedNot established
Know-your-business (entity checks)VerifiedNot established
Beneficial ownership and controlVerifiedNot established
Electronic identity verificationVerifiedNot established
Biometric liveness and face matchVerifiedNot established
Document Verification Service (DVS) accessVerifiedNot established
PEP and sanctions screeningVerifiedNot established
Ongoing customer monitoringVerifiedNot established
Transaction monitoringVerifiedNot established
Suspicious matter report workflowVerifiedNot established
Threshold transaction reportingVerifiedNot established

Capabilities, section by section

Program & governance

  • AML/CTF program creation Needs confirmation Needs confirmation
  • Program maintenance and review Needs confirmation Needs confirmation
  • Risk assessment Verified Needs confirmation
  • Independent evaluation support (s84) Verified Needs confirmation
  • Staff training Verified Needs confirmation

CDD & entity work

  • Customer due diligence Verified Needs confirmation
  • Know-your-business (entity checks) Verified Needs confirmation
  • Beneficial ownership and control Verified Needs confirmation
  • Enhanced due diligence Needs confirmation Needs confirmation
  • Reliance arrangements Needs confirmation Needs confirmation

Identity verification

  • Electronic identity verification Verified Needs confirmation
  • Biometric liveness and face match Verified Needs confirmation
  • Document Verification Service (DVS) access Verified Needs confirmation

Screening & monitoring

  • PEP and sanctions screening Verified Needs confirmation
  • Adverse media screening Needs confirmation Needs confirmation
  • Ongoing customer monitoring Verified Needs confirmation
  • Transaction monitoring Verified Needs confirmation

Reporting & control

  • Suspicious matter report workflow Verified Needs confirmation
  • AUSTRAC SMR XML export Needs confirmation Needs confirmation
  • Tipping-off controls (s123) Needs confirmation Needs confirmation
  • Threshold transaction reporting Verified Needs confirmation

Evidence & extensibility

  • Evidence pack export Verified Needs confirmation
  • Immutable audit log Needs confirmation Needs confirmation
  • API access Needs confirmation Needs confirmation

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

AML/CTF program creationProgram maintenance and reviewEnhanced due diligenceReliance arrangementsAdverse media screeningAUSTRAC SMR XML exportTipping-off controls (s123)Immutable audit log

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 25 August 2026. Source records: ClearAML on AML Directory · OverSEER AML on AML Directory