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AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

First AML vs StackGo IdentityCheck

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

First AML

Full AML/CTF platform

Entry price
On application
Evidence
65%
Marketed to
Accounting, Real estate, Legal, Conveyancing, Financial services
Data residency
australia

StackGo IdentityCheck

Verification layer

Entry price
On application
Evidence
58%
Marketed to
Not established
Data residency
mixed

Choose First AML when...

  • Risk assessment is verified — StackGo IdentityCheck has not established it.
  • Customer due diligence is verified — StackGo IdentityCheck has not established it.
  • Know-your-business (entity checks) is verified — StackGo IdentityCheck has not established it.
  • Beneficial ownership and control is verified — StackGo IdentityCheck has not established it.
  • Enhanced due diligence is verified — StackGo IdentityCheck has not established it.

Choose StackGo IdentityCheck when...

Nothing separates them here: every capability agreed for StackGo IdentityCheck is at least established for First AML too.

Where both fit

Electronic identity verificationBiometric liveness and face matchPEP and sanctions screening

Biggest differences

FieldFirst AMLStackGo IdentityCheck
Risk assessmentVerifiedNo
Customer due diligenceVerifiedNo
Know-your-business (entity checks)VerifiedNot established
Beneficial ownership and controlVerifiedNot established
Enhanced due diligenceVerifiedNo
Document Verification Service (DVS) accessNot establishedNo
Adverse media screeningPartialNot established
Ongoing customer monitoringVerifiedNo
Suspicious matter report workflowNot establishedNo
AUSTRAC SMR XML exportNot establishedNo
Tipping-off controls (s123)Not establishedNo
Threshold transaction reportingNot establishedNo
Evidence pack exportVerifiedNo
Immutable audit logNot establishedNo

Capabilities, section by section

Program & governance

First AMLStackGo IdentityCheck
  • AML/CTF program creation Not agreed Not agreed
  • Program maintenance and review Not obtained Not obtained
  • Risk assessment Agreed Not agreed
  • Independent evaluation support (s84) Not obtained Not obtained
  • Staff training Not agreed Not agreed

CDD & entity work

First AMLStackGo IdentityCheck
  • Customer due diligence Agreed Not agreed
  • Know-your-business (entity checks) Agreed Not obtained
  • Beneficial ownership and control Agreed Not obtained
  • Enhanced due diligence Agreed Not agreed
  • Reliance arrangements Not obtained Not obtained

Identity verification

First AMLStackGo IdentityCheck
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Agreed Agreed
  • Document Verification Service (DVS) access Not obtained Not agreed

Screening & monitoring

First AMLStackGo IdentityCheck
  • PEP and sanctions screening Agreed Agreed
  • Adverse media screening Queried Not obtained
  • Ongoing customer monitoring Agreed Not agreed
  • Automated transaction monitoring (bank-style rules) Not obtained Not obtained

Reporting & control

First AMLStackGo IdentityCheck
  • Suspicious matter report workflow Not obtained Not agreed
  • AUSTRAC SMR XML export Not obtained Not agreed
  • Tipping-off controls (s123) Not obtained Not agreed
  • Threshold transaction reporting Not obtained Not agreed

Evidence & extensibility

First AMLStackGo IdentityCheck
  • Evidence pack export Agreed Not agreed
  • Immutable audit log Not obtained Not agreed
  • API access Agreed Not obtained

Tranche 2 operations

First AMLStackGo IdentityCheck
  • Risk assessed per designated service Queried Queried
  • Ongoing monitoring triggered by designated service and risk Queried Queried
  • Program obligations calendar Not obtained Not obtained
  • Versioned AML program and CDD records Queried Not obtained
  • Escalation to AMLCO or manager with outcome recorded Agreed Not obtained
  • Expired document alerts Agreed Not obtained
  • Reliance CDD requests sent and received Agreed Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewIndependent evaluation support (s84)Reliance arrangementsDocument Verification Service (DVS) accessAutomated transaction monitoring (bank-style rules)Suspicious matter report workflowAUSTRAC SMR XML exportTipping-off controls (s123)

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: First AML on AML Directory · StackGo IdentityCheck on AML Directory