AMLCompliant

The product is a document kit and setup service; the pricing page states monitoring is not part of any fee.

Document product, not software: the Setup risk assessment rates the firm's actual services, and the free in-browser draft tool asks which Table 5/6 designated services the firm provides as one of four rated factors; the firm keeps and maintains the result itself.

The kit includes Word forms for periodic review and trigger-event review of ongoing CDD (document 14); nothing triggers a re-review automatically.

The kit's one-page Word compliance calendar lists the annual compliance report, the compliance officer's report to the governing body, the first independent evaluation date and review dates; the user copies the dates into their own calendar, so the product does not track them.

Vendor states Setup documents are dated and version-controlled (each kit file has a version table); CDD records are paper/Word forms kept by the firm, with no system versioning.

The kit includes an unusual activity report, escalation form, review form and escalations register as Word documents (document 16); there is no system that routes or notifies.

The product is downloadable Word documents plus a one-off setup; the pricing page states client screening services and monitoring are not included, so there is nothing to raise an alert.

Real estate and conveyancer editions include a 'Request to verify information' form and agent/conveyancer arrangement (Rules 6-33), and Setup Band 3 includes a reliance agreement template (s 37A); these are documents, not an in-product request workflow.