Skip to main content
AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

AMLCompliant vs AMLTranche

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

AMLCompliant

Document / template pack

Entry price
$497.00
Evidence
87%
Marketed to
Not established
Data residency
overseas

AMLTranche

Full AML/CTF platform

Entry price
$59.00/mo
Evidence
74%
Marketed to
Real estate, Conveyancing, Accounting, Precious metals & stones
Data residency
mixed

Choose AMLCompliant when...

Nothing separates them here: every capability agreed for AMLCompliant is at least established for AMLTranche too.

Choose AMLTranche when...

  • AML/CTF program creation is verified — AMLCompliant has not established it.
  • Risk assessment is verified — AMLCompliant has not established it.
  • Customer due diligence is verified — AMLCompliant has not established it.
  • Beneficial ownership and control is verified — AMLCompliant has not established it.
  • Electronic identity verification is verified — AMLCompliant has not established it.

Biggest differences

FieldAMLCompliantAMLTranche
AML/CTF program creationNoVerified
Risk assessmentNoVerified
Customer due diligenceNoVerified
Beneficial ownership and controlNoVerified
Enhanced due diligenceNoNot established
Electronic identity verificationNoVerified
Biometric liveness and face matchNoVerified
Document Verification Service (DVS) accessNoNot established
PEP and sanctions screeningNoVerified
Adverse media screeningNoVerified
Ongoing customer monitoringNoVerified
Automated transaction monitoring (bank-style rules)NoPartial
Suspicious matter report workflowNoVerified
Tipping-off controls (s123)NoVerified

Capabilities, section by section

Program & governance

AMLCompliantAMLTranche
  • AML/CTF program creation Not agreed Agreed
  • Program maintenance and review Not obtained Not obtained
  • Risk assessment Not agreed Agreed
  • Independent evaluation support (s84) Not obtained Not obtained
  • Staff training Not agreed Not agreed

CDD & entity work

AMLCompliantAMLTranche
  • Customer due diligence Not agreed Agreed
  • Know-your-business (entity checks) Not obtained Not obtained
  • Beneficial ownership and control Not agreed Agreed
  • Enhanced due diligence Not agreed Not obtained
  • Reliance arrangements Not obtained Not obtained

Identity verification

AMLCompliantAMLTranche
  • Electronic identity verification Not agreed Agreed
  • Biometric liveness and face match Not agreed Agreed
  • Document Verification Service (DVS) access Not agreed Not obtained

Screening & monitoring

AMLCompliantAMLTranche
  • PEP and sanctions screening Not agreed Agreed
  • Adverse media screening Not agreed Agreed
  • Ongoing customer monitoring Not agreed Agreed
  • Automated transaction monitoring (bank-style rules) Not agreed Queried

Reporting & control

AMLCompliantAMLTranche
  • Suspicious matter report workflow Not agreed Agreed
  • AUSTRAC SMR XML export Not agreed Not agreed
  • Tipping-off controls (s123) Not agreed Agreed
  • Threshold transaction reporting Not agreed Agreed

Evidence & extensibility

AMLCompliantAMLTranche
  • Evidence pack export Not agreed Agreed
  • Immutable audit log Not agreed Agreed
  • API access Not agreed Not obtained

Tranche 2 operations

AMLCompliantAMLTranche
  • Risk assessed per designated service Queried Queried
  • Ongoing monitoring triggered by designated service and risk Queried Queried
  • Program obligations calendar Queried Queried
  • Versioned AML program and CDD records Queried Queried
  • Escalation to AMLCO or manager with outcome recorded Queried Queried
  • Expired document alerts Not agreed Not obtained
  • Reliance CDD requests sent and received Queried Queried

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewIndependent evaluation support (s84)Know-your-business (entity checks)Reliance arrangementsEnhanced due diligenceDocument Verification Service (DVS) accessAPI accessExpired document alerts

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: AMLCompliant on AML Directory · AMLTranche on AML Directory