SubjectTwo records, worked side by side
Records checked to8 October 2026
AMLCompliant vs ClearAML
There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.
AMLCompliant
Document / template pack
- Entry price
- $497.00
- Evidence
- 87%
- Marketed to
- Not established
- Data residency
- overseas
ClearAML
Full AML/CTF platform
- Entry price
- $49.00/mo
- Evidence
- 74%
- Marketed to
- Accounting, Real estate, Legal, Conveyancing
- Data residency
- australia
Choose AMLCompliant when...
Nothing separates them here: every capability agreed for AMLCompliant is at least established for ClearAML too.
Choose ClearAML when...
- Risk assessment is verified — AMLCompliant has not established it.
- Independent evaluation support (s84) is verified — AMLCompliant has not established it.
- Staff training is verified — AMLCompliant has not established it.
- Customer due diligence is verified — AMLCompliant has not established it.
- Know-your-business (entity checks) is verified — AMLCompliant has not established it.
Biggest differences
| Field | AMLCompliant | ClearAML |
|---|---|---|
| AML/CTF program creation | No | Not established |
| Risk assessment | No | Verified |
| Independent evaluation support (s84) | Not established | Verified |
| Staff training | No | Verified |
| Customer due diligence | No | Verified |
| Know-your-business (entity checks) | Not established | Verified |
| Beneficial ownership and control | No | Verified |
| Enhanced due diligence | No | Not established |
| Electronic identity verification | No | Verified |
| Biometric liveness and face match | No | Verified |
| Document Verification Service (DVS) access | No | Verified |
| PEP and sanctions screening | No | Verified |
| Adverse media screening | No | Not established |
| Ongoing customer monitoring | No | Verified |
Capabilities, section by section
Program & governance
AMLCompliantClearAML
- AML/CTF program creation Not agreed Not obtained
- Program maintenance and review Not obtained Not obtained
- Risk assessment Not agreed Agreed
- Independent evaluation support (s84) Not obtained Agreed
- Staff training Not agreed Agreed
CDD & entity work
AMLCompliantClearAML
- Customer due diligence Not agreed Agreed
- Know-your-business (entity checks) Not obtained Agreed
- Beneficial ownership and control Not agreed Agreed
- Enhanced due diligence Not agreed Not obtained
- Reliance arrangements Not obtained Not obtained
Identity verification
AMLCompliantClearAML
- Electronic identity verification Not agreed Agreed
- Biometric liveness and face match Not agreed Agreed
- Document Verification Service (DVS) access Not agreed Agreed
Screening & monitoring
AMLCompliantClearAML
- PEP and sanctions screening Not agreed Agreed
- Adverse media screening Not agreed Not obtained
- Ongoing customer monitoring Not agreed Agreed
- Automated transaction monitoring (bank-style rules) Not agreed Queried
Reporting & control
AMLCompliantClearAML
- Suspicious matter report workflow Not agreed Agreed
- AUSTRAC SMR XML export Not agreed Agreed
- Tipping-off controls (s123) Not agreed Not obtained
- Threshold transaction reporting Not agreed Agreed
Evidence & extensibility
AMLCompliantClearAML
- Evidence pack export Not agreed Agreed
- Immutable audit log Not agreed Not obtained
- API access Not agreed Not obtained
Tranche 2 operations
AMLCompliantClearAML
- Risk assessed per designated service Queried Queried
- Ongoing monitoring triggered by designated service and risk Queried Queried
- Program obligations calendar Queried Queried
- Versioned AML program and CDD records Queried Agreed
- Escalation to AMLCO or manager with outcome recorded Queried Queried
- Expired document alerts Not agreed Queried
- Reliance CDD requests sent and received Queried Queried
Unknowns to confirm
Not established for at least one of these two — ask before relying on it.
Program maintenance and reviewIndependent evaluation support (s84)Know-your-business (entity checks)Reliance arrangementsAML/CTF program creationEnhanced due diligenceAdverse media screeningTipping-off controls (s123)
Which one fits your requirements?
These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.
Tell us what matters to youProvider facts checked through 8 October 2026. Source records: AMLCompliant on AML Directory · ClearAML on AML Directory