SubjectTwo records, worked side by side
Records checked to8 October 2026
AMLCompliant vs ComplyReady
There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.
AMLCompliant
Document / template pack
- Entry price
- $497.00
- Evidence
- 87%
- Marketed to
- Not established
- Data residency
- overseas
ComplyReady
Full AML/CTF platform
- Entry price
- $69.00/mo
- Evidence
- 48%
- Marketed to
- Accounting, Real estate, Legal, Conveyancing
- Data residency
- mixed
Choose AMLCompliant when...
Nothing separates them here: every capability agreed for AMLCompliant is at least established for ComplyReady too.
Choose ComplyReady when...
- AML/CTF program creation is verified — AMLCompliant has not established it.
- Risk assessment is verified — AMLCompliant has not established it.
- Staff training is verified — AMLCompliant has not established it.
- Customer due diligence is verified — AMLCompliant has not established it.
- Know-your-business (entity checks) is verified — AMLCompliant has not established it.
Biggest differences
| Field | AMLCompliant | ComplyReady |
|---|---|---|
| AML/CTF program creation | No | Verified |
| Risk assessment | No | Verified |
| Staff training | No | Verified |
| Customer due diligence | No | Verified |
| Know-your-business (entity checks) | Not established | Verified |
| Beneficial ownership and control | No | Not established |
| Enhanced due diligence | No | Not established |
| Electronic identity verification | No | Verified |
| Biometric liveness and face match | No | Not established |
| Document Verification Service (DVS) access | No | Not established |
| PEP and sanctions screening | No | Not established |
| Adverse media screening | No | Not established |
| Ongoing customer monitoring | No | Verified |
| Automated transaction monitoring (bank-style rules) | No | Partial |
Capabilities, section by section
Program & governance
AMLCompliantComplyReady
- AML/CTF program creation Not agreed Agreed
- Program maintenance and review Not obtained Not obtained
- Risk assessment Not agreed Agreed
- Independent evaluation support (s84) Not obtained Not obtained
- Staff training Not agreed Agreed
CDD & entity work
AMLCompliantComplyReady
- Customer due diligence Not agreed Agreed
- Know-your-business (entity checks) Not obtained Agreed
- Beneficial ownership and control Not agreed Not obtained
- Enhanced due diligence Not agreed Not obtained
- Reliance arrangements Not obtained Not obtained
Identity verification
AMLCompliantComplyReady
- Electronic identity verification Not agreed Agreed
- Biometric liveness and face match Not agreed Not obtained
- Document Verification Service (DVS) access Not agreed Not obtained
Screening & monitoring
AMLCompliantComplyReady
- PEP and sanctions screening Not agreed Not obtained
- Adverse media screening Not agreed Not obtained
- Ongoing customer monitoring Not agreed Agreed
- Automated transaction monitoring (bank-style rules) Not agreed Queried
Reporting & control
AMLCompliantComplyReady
- Suspicious matter report workflow Not agreed Agreed
- AUSTRAC SMR XML export Not agreed Not obtained
- Tipping-off controls (s123) Not agreed Not obtained
- Threshold transaction reporting Not agreed Agreed
Evidence & extensibility
AMLCompliantComplyReady
- Evidence pack export Not agreed Not obtained
- Immutable audit log Not agreed Not obtained
- API access Not agreed Agreed
Tranche 2 operations
AMLCompliantComplyReady
- Risk assessed per designated service Queried Queried
- Ongoing monitoring triggered by designated service and risk Queried Not obtained
- Program obligations calendar Queried Queried
- Versioned AML program and CDD records Queried Queried
- Escalation to AMLCO or manager with outcome recorded Queried Queried
- Expired document alerts Not agreed Not obtained
- Reliance CDD requests sent and received Queried Not obtained
Unknowns to confirm
Not established for at least one of these two — ask before relying on it.
Program maintenance and reviewIndependent evaluation support (s84)Know-your-business (entity checks)Reliance arrangementsBeneficial ownership and controlEnhanced due diligenceBiometric liveness and face matchDocument Verification Service (DVS) access
Which one fits your requirements?
These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.
Tell us what matters to youProvider facts checked through 8 October 2026. Source records: AMLCompliant on AML Directory · ComplyReady on AML Directory