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AML FinderAustralia

AML Guard vs ClearAML

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

Product A

AML Guard

Full AML/CTF platform

Entry price
$75.00/mo
Evidence
71%
Marketed to
Real estate, Conveyancing, Legal, Accounting
Data residency
mixed

Product B

ClearAML

Full AML/CTF platform

Entry price
$49.00/mo
Evidence
63%
Marketed to
Accounting, Real estate, Legal, Conveyancing
Data residency
Not established

Choose AML Guard when...

  • AML/CTF program creation is verified — ClearAML has not established it.
  • Adverse media screening is verified — ClearAML has not established it.
  • Tipping-off controls (s123) is verified — ClearAML has not established it.
  • Immutable audit log is verified — ClearAML has not established it.

Choose ClearAML when...

  • Independent evaluation support (s84) is verified — AML Guard has not established it.
  • Biometric liveness and face match is verified — AML Guard has not established it.
  • Document Verification Service (DVS) access is verified — AML Guard has not established it.
  • Transaction monitoring is verified — AML Guard has not established it.
  • Threshold transaction reporting is verified — AML Guard has not established it.

Where both fit

Risk assessmentStaff trainingCustomer due diligenceKnow-your-business (entity checks)Beneficial ownership and controlElectronic identity verificationPEP and sanctions screeningOngoing customer monitoringSuspicious matter report workflow

Biggest differences

FieldAML GuardClearAML
AML/CTF program creationVerifiedNot established
Independent evaluation support (s84)NoVerified
Biometric liveness and face matchNot establishedVerified
Document Verification Service (DVS) accessNot establishedVerified
Adverse media screeningVerifiedNot established
Transaction monitoringNoVerified
AUSTRAC SMR XML exportNoNot established
Tipping-off controls (s123)VerifiedNot established
Threshold transaction reportingPartialVerified
Evidence pack exportNot establishedVerified
Immutable audit logVerifiedNot established
Named integrations1 named0 named
Data residencymixedunknown

Capabilities, section by section

Program & governance

  • AML/CTF program creation Verified Needs confirmation
  • Program maintenance and review Needs confirmation Needs confirmation
  • Risk assessment Verified Verified
  • Independent evaluation support (s84) No Verified
  • Staff training Verified Verified

CDD & entity work

  • Customer due diligence Verified Verified
  • Know-your-business (entity checks) Verified Verified
  • Beneficial ownership and control Verified Verified
  • Enhanced due diligence Needs confirmation Needs confirmation
  • Reliance arrangements Needs confirmation Needs confirmation

Identity verification

  • Electronic identity verification Verified Verified
  • Biometric liveness and face match Needs confirmation Verified
  • Document Verification Service (DVS) access Needs confirmation Verified

Screening & monitoring

  • PEP and sanctions screening Verified Verified
  • Adverse media screening Verified Needs confirmation
  • Ongoing customer monitoring Verified Verified
  • Transaction monitoring No Verified

Reporting & control

  • Suspicious matter report workflow Verified Verified
  • AUSTRAC SMR XML export No Needs confirmation
  • Tipping-off controls (s123) Verified Needs confirmation
  • Threshold transaction reporting Partial Verified

Evidence & extensibility

  • Evidence pack export Needs confirmation Verified
  • Immutable audit log Verified Needs confirmation
  • API access Needs confirmation Needs confirmation

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewEnhanced due diligenceReliance arrangementsBiometric liveness and face matchDocument Verification Service (DVS) accessEvidence pack exportAPI accessAML/CTF program creation

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 25 August 2026. Source records: AML Guard on AML Directory · ClearAML on AML Directory