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AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

AML Guard vs duely

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

AML Guard

Full AML/CTF platform

Entry price
$75.00/mo
Evidence
71%
Marketed to
Real estate, Conveyancing, Legal, Accounting
Data residency
australia

duely

Full AML/CTF platform

Entry price
$59.00/mo
Evidence
100%
Marketed to
Accounting, Real estate, Conveyancing, Legal, Precious metals & stones
Data residency
australia

Choose AML Guard when...

Nothing separates them here: every capability agreed for AML Guard is at least established for duely too.

Choose duely when...

  • Program maintenance and review is verified — AML Guard has not established it.
  • Independent evaluation support (s84) is verified — AML Guard has not established it.
  • Enhanced due diligence is verified — AML Guard has not established it.
  • Reliance arrangements is verified — AML Guard has not established it.
  • Biometric liveness and face match is verified — AML Guard has not established it.

Where both fit

AML/CTF program creationRisk assessmentStaff trainingCustomer due diligenceKnow-your-business (entity checks)Beneficial ownership and controlElectronic identity verificationPEP and sanctions screeningAdverse media screeningOngoing customer monitoringSuspicious matter report workflowTipping-off controls (s123)Immutable audit logVersioned AML program and CDD recordsReliance CDD requests sent and received

Biggest differences

FieldAML Guardduely
Program maintenance and reviewNot establishedVerified
Independent evaluation support (s84)NoVerified
Enhanced due diligenceNot establishedVerified
Reliance arrangementsNot establishedVerified
Biometric liveness and face matchNot establishedVerified
Document Verification Service (DVS) accessNot establishedVerified
Automated transaction monitoring (bank-style rules)Not establishedNo
AUSTRAC SMR XML exportNoVerified
Threshold transaction reportingPartialVerified
Evidence pack exportNot establishedVerified
API accessNot establishedNo
Risk assessed per designated servicePartialVerified
Ongoing monitoring triggered by designated service and riskPartialVerified
Program obligations calendarPartialVerified

Capabilities, section by section

Program & governance

AML Guardduely
  • AML/CTF program creation Agreed Agreed
  • Program maintenance and review Not obtained Agreed
  • Risk assessment Agreed Agreed
  • Independent evaluation support (s84) Not agreed Agreed
  • Staff training Agreed Agreed

CDD & entity work

AML Guardduely
  • Customer due diligence Agreed Agreed
  • Know-your-business (entity checks) Agreed Agreed
  • Beneficial ownership and control Agreed Agreed
  • Enhanced due diligence Not obtained Agreed
  • Reliance arrangements Not obtained Agreed

Identity verification

AML Guardduely
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Not obtained Agreed
  • Document Verification Service (DVS) access Not obtained Agreed

Screening & monitoring

AML Guardduely
  • PEP and sanctions screening Agreed Agreed
  • Adverse media screening Agreed Agreed
  • Ongoing customer monitoring Agreed Agreed
  • Automated transaction monitoring (bank-style rules) Not obtained Not agreed

Reporting & control

AML Guardduely
  • Suspicious matter report workflow Agreed Agreed
  • AUSTRAC SMR XML export Not agreed Agreed
  • Tipping-off controls (s123) Agreed Agreed
  • Threshold transaction reporting Queried Agreed

Evidence & extensibility

AML Guardduely
  • Evidence pack export Not obtained Agreed
  • Immutable audit log Agreed Agreed
  • API access Not obtained Not agreed

Tranche 2 operations

AML Guardduely
  • Risk assessed per designated service Queried Agreed
  • Ongoing monitoring triggered by designated service and risk Queried Agreed
  • Program obligations calendar Queried Agreed
  • Versioned AML program and CDD records Agreed Agreed
  • Escalation to AMLCO or manager with outcome recorded Queried Agreed
  • Expired document alerts Not obtained Agreed
  • Reliance CDD requests sent and received Agreed Agreed

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewEnhanced due diligenceReliance arrangementsBiometric liveness and face matchDocument Verification Service (DVS) accessAutomated transaction monitoring (bank-style rules)Evidence pack exportAPI access

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: AML Guard on AML Directory · duely on AML Directory