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AML FinderAU
SubjectTwo records, worked side by side
Records checked to8 October 2026

AML Guard vs StackGo IdentityCheck

There is no universal winner. The question is which kinds of buyer should prefer which. These pages are built from the same source-checked data as every other page on AML Finder.

AML Guard

Full AML/CTF platform

Entry price
$75.00/mo
Evidence
71%
Marketed to
Real estate, Conveyancing, Legal, Accounting
Data residency
australia

StackGo IdentityCheck

Verification layer

Entry price
On application
Evidence
58%
Marketed to
Not established
Data residency
mixed

Choose AML Guard when...

  • AML/CTF program creation is verified — StackGo IdentityCheck has not established it.
  • Risk assessment is verified — StackGo IdentityCheck has not established it.
  • Staff training is verified — StackGo IdentityCheck has not established it.
  • Customer due diligence is verified — StackGo IdentityCheck has not established it.
  • Know-your-business (entity checks) is verified — StackGo IdentityCheck has not established it.

Choose StackGo IdentityCheck when...

  • Biometric liveness and face match is verified — AML Guard has not established it.

Where both fit

Electronic identity verificationPEP and sanctions screening

Biggest differences

FieldAML GuardStackGo IdentityCheck
AML/CTF program creationVerifiedNo
Risk assessmentVerifiedNo
Independent evaluation support (s84)NoNot established
Staff trainingVerifiedNo
Customer due diligenceVerifiedNo
Know-your-business (entity checks)VerifiedNot established
Beneficial ownership and controlVerifiedNot established
Enhanced due diligenceNot establishedNo
Biometric liveness and face matchNot establishedVerified
Document Verification Service (DVS) accessNot establishedNo
Adverse media screeningVerifiedNot established
Ongoing customer monitoringVerifiedNo
Suspicious matter report workflowVerifiedNo
Tipping-off controls (s123)VerifiedNo

Capabilities, section by section

Program & governance

AML GuardStackGo IdentityCheck
  • AML/CTF program creation Agreed Not agreed
  • Program maintenance and review Not obtained Not obtained
  • Risk assessment Agreed Not agreed
  • Independent evaluation support (s84) Not agreed Not obtained
  • Staff training Agreed Not agreed

CDD & entity work

AML GuardStackGo IdentityCheck
  • Customer due diligence Agreed Not agreed
  • Know-your-business (entity checks) Agreed Not obtained
  • Beneficial ownership and control Agreed Not obtained
  • Enhanced due diligence Not obtained Not agreed
  • Reliance arrangements Not obtained Not obtained

Identity verification

AML GuardStackGo IdentityCheck
  • Electronic identity verification Agreed Agreed
  • Biometric liveness and face match Not obtained Agreed
  • Document Verification Service (DVS) access Not obtained Not agreed

Screening & monitoring

AML GuardStackGo IdentityCheck
  • PEP and sanctions screening Agreed Agreed
  • Adverse media screening Agreed Not obtained
  • Ongoing customer monitoring Agreed Not agreed
  • Automated transaction monitoring (bank-style rules) Not obtained Not obtained

Reporting & control

AML GuardStackGo IdentityCheck
  • Suspicious matter report workflow Agreed Not agreed
  • AUSTRAC SMR XML export Not agreed Not agreed
  • Tipping-off controls (s123) Agreed Not agreed
  • Threshold transaction reporting Queried Not agreed

Evidence & extensibility

AML GuardStackGo IdentityCheck
  • Evidence pack export Not obtained Not agreed
  • Immutable audit log Agreed Not agreed
  • API access Not obtained Not obtained

Tranche 2 operations

AML GuardStackGo IdentityCheck
  • Risk assessed per designated service Queried Queried
  • Ongoing monitoring triggered by designated service and risk Queried Queried
  • Program obligations calendar Queried Not obtained
  • Versioned AML program and CDD records Agreed Not obtained
  • Escalation to AMLCO or manager with outcome recorded Queried Not obtained
  • Expired document alerts Not obtained Not obtained
  • Reliance CDD requests sent and received Agreed Not obtained

Unknowns to confirm

Not established for at least one of these two — ask before relying on it.

Program maintenance and reviewEnhanced due diligenceReliance arrangementsBiometric liveness and face matchDocument Verification Service (DVS) accessAutomated transaction monitoring (bank-style rules)Evidence pack exportAPI access

Which one fits your requirements?

These two are compared on every field we track. Tell us what matters to you and we’ll recalculate this comparison against your own requirements.

Tell us what matters to you

Provider facts checked through 8 October 2026. Source records: AML Guard on AML Directory · StackGo IdentityCheck on AML Directory